Experts are highlighting significant changes on the horizon for federal student loans, particularly with repayment rules expected to evolve in 2026. Parents and graduate students are urged to prepare as new loan caps and financial aid regulations are set to impact borrowing. AccessLex has introduced tools for navigating private lending options amidst these shifts, providing resources for law students feeling the pressure of rising costs. As deadlines approach, it is critical for families to understand how these changes may affect their financial landscape, including potential increases in student loan payments. The upcoming transformation in FAFSA and other federal student aid processes further complicates the situation, leaving the future of graduate education financing uncertain.