As the expiration of Affordable Care Act (ACA) subsidies looms, Senate Republicans, led by Sen. Bill Cassidy, are advocating for a significant shift in healthcare funding. Their plan emphasizes high deductible health plans and health savings accounts (HSAs), steering subsidies directly to patients instead of insurers. Cassidy projects optimism for bipartisan support, while Rep. Ashley Hinson expresses a preference for the HSA model over extending ACA tax credits. This ongoing debate intensifies as lawmakers propose various alternatives to ensure affordable healthcare and empower patients amid rising costs and policy uncertainty.