Recent developments surrounding federal student loan repayment plans have left millions of borrowers in uncertainty. The Trump administration has removed critical income-driven repayment (IDR) applications from the Department of Education website, which advocates fear could lead to chaos for those seeking affordable repayment options. As various court rulings stall previously announced plans, including the Biden-era SAVE program, students and parents are grappling with a landscape where repayment avenues have been dramatically trimmed. With doubts looming over the future of student loan forgiveness and repayment processes, many borrowers are left wondering what these ongoing changes mean for their financial futures.