As of late November, savings account interest rates continue to offer attractive returns, with some accounts yielding up to 5.10% APY. High-yield savings accounts remain a viable option for those looking to maximize their earnings. Certificates of deposit (CDs) are also gaining interest, with top rates reaching 4.75% APY. Experts urge savers to act quickly, as these favorable rates may not last long. Money market accounts are likewise competitive, offering returns up to 5.01% APY. With the recent fluctuations in federal interest rates, now could be the best time to explore these high-yield options before year-end.