The ongoing debate over housing affordability has escalated as both Democrats and Trump propose measures aimed at limiting institutional investors in the single-family home market. Trump has put forth a plan to restrict large investors from purchasing more than 100 homes, a move that aligns with widespread public sentiment—3 in 4 Americans blame such investors for rising home prices. In response, Senate Democrats have unveiled proposals to discourage private equity ownership of homes, citing a need to return ownership to families and improve access to housing. The White House has also clarified its strategy, aiming to ban certain investors to enhance homeownership opportunities. However, opinions within the Democratic party vary, with some advocating for more aggressive housing reform plans. As discussions unfold, experts warn that restricting institutional investment could have ripple effects on housing development in various markets.