Recent documents reveal that average premiums for Obamacare, also known as the Affordable Care Act (ACA), are expected to rise by 30 percent next year, prompting significant discussions around the affordability of health insurance in the U.S. Critics have long argued that Obamacare has contributed to rising healthcare costs, with some labeling it as fundamentally unaffordable. Amidst this backdrop, insurers like Molina Healthcare are anticipated to face substantial increases in their premium rates. As these changes unfold, many consumers are grappling with the implications of such hikes, including navigating potential subsidies and uncertain economic impacts. The conversation on the true costs associated with Obamacare continues, with an increasing number of voices questioning its effectiveness and sustainability.