Health insurance CEOs, including executives from UnitedHealth and CVS, are set to testify before House committees as concerns grow over skyrocketing health care costs and rising premiums, which have spiked by 90% since the Affordable Care Act was enacted. Lawmakers are pressing insurers on the factors driving up costs, such as providers and pharmaceutical companies, while discussions around affordability and access continue. The hearings aim to hold insurers accountable and explore solutions to the growing affordability crisis that affects millions of Americans. Experts suggest that understanding the underlying trends in health care costs is essential for consumers navigating this challenging landscape.