A recent survey highlights that many Americans are retiring earlier than they initially planned, leading to significant regrets regarding their financial preparedness. Notably, three in four retirees wish they had saved more and started earlier, amidst expectations from Millennials that career disruptions may further delay their retirement. Financial experts from TIAA emphasize the importance of accounting for career interruptions in retirement planning, yet only a quarter of Americans seek help from advisors, despite the potential to cut regrets in half. Overall, the data underscores a trend of missed opportunities in retirement saving and planning among both current workers and retirees.