Florida homeowners are increasingly alarmed by the soaring insurance costs following the devastating impacts of Hurricanes Helene and Milton, which are expected to result in insured losses ranging from $30 billion to over $50 billion. Insurers are grappling with the fallout, and many could leave claims unpaid, putting additional strain on homeowners. The aftermath of these storms has elevated concerns around insurance premiums, as officials predict that the total property insurance claims could exceed $100 billion for the fifth consecutive year. In response, insurance villages have been opened to assist victims in navigating the complex claims process. While some insurers pledge to remain in the market, the overall outlook suggests that insurance rates are likely to rise due to increased reinsurance costs and other financial pressures stemming from the catastrophic events.