Zelle, the popular payment service used by over 150 million Americans, has officially shut down its standalone app. Users can no longer send or receive money directly through the app and must now rely on banking applications for digital transfers. The decision comes as Zelle aims to move away from standalone functionality and integrate more closely with banking institutions. However, users are encouraged to explore alternative payment services as they transition away from the app. This shift has sparked responses from customers concerned about the changes and the implications for their ability to send money easily. While many users will feel the impact, Zelle continues to operate by facilitating transactions directly through partnered banks.