Recent research indicates that large tornado outbreaks are becoming more frequent across the United States, raising concerns among scientists and meteorologists. The traditional Tornado Alley is reportedly shifting eastward due to climate changes, which is contributing to an increase in severe weather events, particularly in the Southeast. In Missouri and the Ozarks, tornado counts have risen dramatically, and experts warn that nighttime tornadoes pose greater dangers than those occurring during the day. With forecasters predicting this season to be one of the worst in over a decade, both the rising incidence of severe storms and subsequent insurance premiums are becoming significant issues for affected communities.