Recent studies have highlighted the potential impact of climate change on home mortgages and credit scores, raising concerns among homeowners and prospective buyers. As climate-related disasters increase, the risk of foreclosures is expected to rise significantly, with many homeowners at risk of repossession. This emerging threat could alter mortgage eligibility and affect credit scores, as lenders begin to incorporate climate risk into their assessments. Reports indicate that millions may be missing out on home insurance that protects against such climate impacts, further exacerbating the issue. The overall outlook suggests that climate risk is becoming a crucial factor in the home financing landscape.