The Trump administration is preparing to resume wage garnishments for borrowers with defaulted student loans, starting as early as January. This move follows the end of the COVID-era pause on student loan repayments and is expected to impact millions of borrowers. Starting next month, individuals in default could see their paychecks shrink as the Education Department begins seizing wages as a method of debt collection. Experts warn that borrowers should take action now to avoid default and the associated consequences.