Health insurance premiums are expected to see significant increases next year, with notable impacts on both federal employees and private sector workers. The Office of Personnel Management has confirmed a projected 10% jump in health plan costs for federal employees, prompting discussions on available benefits options like FEHB, PSHB, and FEDVIP. While some companies may offer better conditions, many employees could feel the financial strain. Employers are urged to explore digital health solutions in their benefit designs to mitigate rising healthcare costs. Public employers are also seeking strategies to address the escalating expenses associated with health insurance.