The U.S. Department of Education is reminding colleges and universities of their obligations to assist struggling borrowers as federal student loan collections resume after a five-year pause. The Trump administration plans to garnish wages for approximately 5.3 million defaulted student loan borrowers this summer, raising concerns about the impact on those already facing financial difficulties. Reports indicate that a record percentage of borrowers are seriously delinquent, heightening anxiety among many. Resources are being made available to help borrowers navigate this chaotic system and address collection processes, but fears remain as millions prepare to face debt collections for the first time in years.