The Trump administration is reportedly planning significant cuts to the Department of Housing and Urban Development (HUD), which could see approximately 50% of its workforce laid off, including staff dedicated to disaster recovery efforts. These cuts threaten to delay billions in funding for disaster-affected regions such as Hawaii and North Carolina, raising fears of inadequate support for communities in need. Politicians from various states, including Texas and Louisiana, have voiced strong opposition to the proposed reductions, highlighting the potential fallout for affordable housing and disaster relief. Additionally, major mortgage insurers are feeling the pressure, with concerns that FHA job cuts may disrupt the housing market. Advocacy groups are calling for immediate action to halt these changes, emphasizing the critical functions that HUD serves in addressing homelessness and housing crises across the country.