As the government shutdown continues, federal employees are facing significant financial strain due to missed paychecks and uncertainties surrounding back pay. Many workers are turning to banks for loans, with reports indicating that they have taken out approximately $328 million to cover essential expenses. Financial institutions, including Chase and Capital One, are providing assistance, though borrowers are advised to be cautious of potential downsides. Various organizations and credit unions, such as Citadel Credit Union and Launch Credit Union, are offering specialized relief loans to help affected families. Additionally, state and community programs are distributing emergency funds, with North Dakota workers receiving nearly $1 million in loans. As workers navigate this challenging period, resources and financial advice are becoming increasingly crucial.