In a bid to address escalating housing costs, the Trump administration has proposed a controversial 50-year mortgage plan aimed at making home financing more affordable. While proponents argue that these long-term loans could lower monthly payments and assist homebuyers in a challenging market, critics warn that they may significantly increase the overall cost of homeownership, with estimates suggesting nearly double the total interest payments compared to standard 30-year mortgages. Analysts indicate that, despite immediate financial relief, homebuyers could face severe consequences in the long run. The proposal has sparked backlash, with some conservatives voicing concerns over its viability. Additionally, the White House is exploring the concept of portable mortgages as a complementary option. As discussions unfold, questions remain about the potential impact on the housing market and consumer debt levels.