As the costs associated with climate change continue to rise, the U.S. is facing significant fiscal risks that could reshape entire regions, particularly the South. Recent assessments indicate that natural disasters, such as Hurricanes Milton and Helene, have imposed heavy financial burdens on the country, raising questions about the sustainability of home ownership in an era increasingly defined by climate-related challenges. Experts warn that these escalating expenses not only impact personal finances but also disrupt supply chains and threaten macroeconomic stability. The urgent need for climate preparedness and adaptive strategies has never been more critical as communities grapple with the social and security repercussions of this ongoing crisis.