Major Shift in Credit Scoring for Mortgages as Fannie Mae and Freddie Mac Embrace VantageScore 4.0
23.04.2026, 01:00
In a groundbreaking move, federal housing agencies Fannie Mae and Freddie Mac have announced their acceptance of alternative credit scoring models, specifically VantageScore 4.0, for mortgage applications. This decision opens the door for a new era of credit score competition, allowing prospective...