In a significant policy shift, the US Department of Labor has rescinded previous guidance that discouraged the inclusion of cryptocurrencies in 401(k) retirement plans. This move enables retirement savers to invest in digital assets such as Bitcoin and tokens like XRP, marking a departure from cautionary measures established during the Biden administration. The Trump administration argues that this change will provide more investment opportunities for Americans, although there are concerns about the potential risks associated with allowing higher-risk assets in retirement accounts. Experts highlight challenges for fiduciaries in managing these new crypto options, suggesting a need for careful consideration in implementing these changes.